Home Credit - Back to school budgeting hacks

Budgeting Hacks: How to Manage Your Kids’ Back-to-School Expenses this Season

Budgeting Hacks: How to Manage Your Kids’ Back-to-School Expenses this Season

Enjoy Home Credit’s back-to-school cash loan promo with just 1 minute processing time!

Home Credit eligible customers can enjoy its back-to-school cash loan promo with just 1 minute processing time until August 31, 2023.

The new school year is right-around the corner and parents are getting themselves ready to provide everything their child needs to ensure a smooth back-to-school season. From the school fees, down to the school equipment, the parents just want to make sure that their child will all be set for this academic year.

Financially challenging. Some parents are really challenged when preparing for an academic year for their children. Managing expenses is key to make it through the back-to-school season, especially to parents with fixed and limited income. In order to avoid overspending and making sure that they have everything that their child needs for the school year, a good plan has to be set.

These tips are provided by Home Credit, a leading consumer finance company.

Establish a list of school essentials, other important expenses

A checklist is helpful to make sure that all your children’s needs for the upcoming academic year are acquired. Ticking off the checklist one item after the other, will ensure that you won’t miss anything and avoid redundancies or duplicate purchases. The list will also make purchasing your children’s back-to-school things more organized and will help you avoid spending on things your child doesn’t need. Prioritization and proper fund distribution keeps the budget in check.

Determine your budget

With the checklist done, parents can now start estimating the cost for all that their child needs for the academic year. You will have a clear view of the expenses for the entire academic year, thus will give you more time to set aside budget on the other less priority expenses. Nothing beats a prepared parent in managing finances. 

Take advantage of deals, discounts

This will surely keep your expenses below your planned budget. No matter how big the discount is, it will save you some money. Whether buying in bulk or set deals & discounts, these will help you stretch your budget furthermore so you can buy additional items for your kids.

The key to your back-to-school budget!

Home Credit is offering a back-to-school cash loan promo for its eligible customers until August 31, 2023.

By visiting the My Home Credit App, you can now easily apply for a cash loan anytime and anywhere. With just one minute of processing time, you can avail a minimum of PHP 3,000 up to PHP 150,000 loan amount to cover your kids’ expenses this season—be it tuition fees, school supplies, and more. You can also enjoy flexible payment options that range from 12 to 60 months and get up to five months of free installments if you are an eligible customer who pays on time.

You are qualified to get this promo if your account is active and in good credit standing during the offer period. You can also enjoy Home Credit’s ongoing promotions even after participating in the back-to-school cash loan promo.

Grab this amazing offer while it lasts! Take advantage of Home Credit’s promo to ensure your kids are well-equipped to face the new school year without breaking the bank.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace. 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).